Inside Budgeting

The best articles about how you can be a better budgeter

Mark Scott
Mark Scott

Tax Season Bills: From Prep Fees to Payment Plans

Tax preparation costs jumped 45% in two years to $236 average, according to CPA industry data. Here's how to afford professional tax help with payment plans, free options, and smart strategies for managing all your tax season expenses.
Mark Scott
Mark Scott

Cable & Bundled Plans: Are You Paying for Channels You Never Watch?

Streaming just passed cable viewership for the first time in history. Yet the average cable bill is $147/month—$1,764/year for channels you don't watch. Here's how to negotiate lower rates or cut the cord.
Mark Scott
Mark Scott

Internet Bills: How to Lower Your Monthly Cost Without Losing Speed

Your internet bill jumped again—a 2025 consumer survey found 84% of Americans experienced internet price increases, averaging $20.78 more per month. Here's how to push back without downgrading your speed.
Mark Scott
Mark Scott

Monthly Service Bill Clean-Up: Find the Subscriptions You Forgot About

Americans waste $205/year on forgotten subscriptions. A 15-minute audit of your bank statements will reveal the charges you've been ignoring. Here's exactly how to find and cancel them.
Mark Scott
Mark Scott

Phone Plans: Stop Overpaying for Minutes, Texts and Data You Don't Use

American families waste $2,200/year overpaying for cell service. Budget carriers use the same towers as Verizon, T-Mobile, and AT&T—for 35% less. Here's how to find the right plan for what you actually use.
Mark Scott
Mark Scott

Rent Increases: Why January Hits Different

January rent increases average 8.1%—nearly triple other months. Landlords count on winter making you reluctant to move. But that same timing gives you leverage. Here's how to push back.
The January Bill Avalanche: Surviving Rent, Utilities, Phone & Internet Bills
Mark Scott
Mark Scott

The January Bill Avalanche: Surviving Rent, Utilities, Phone & Internet Bills

Rent, utilities, phone, and internet bills all spike or come due in January—right when your budget is recovering from the holidays. Here's your triage plan.
Dental Benefits Reset: Schedule Before Your Insurance Renews
Mark Scott
Mark Scott

Dental Benefits Reset: Schedule Before Your Insurance Renews

Your dental insurance maximum resets January 1 and unused benefits don't roll over. Here's how to maximize your coverage before year-end.
End of Year Eye Exam: Use Vision Benefits Before They Expire
Mark Scott
Mark Scott

End of Year Eye Exam: Use Vision Benefits Before They Expire

Vision benefits expire at year-end. Eye exams cost $136 without insurance vs $25 with. Use your coverage before it resets.
End of Year Medical Bills: The Complete Use It or Lose It Guide
Mark Scott
Mark Scott

End of Year Medical Bills: The Complete Use It or Lose It Guide

FSA funds, dental maximums, and vision allowances all vanish December 31. Then January hits with higher premiums and reset deductibles. Here's your game plan.